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2026 Cost Guide

House Refurbishment Cost London: Full Breakdown (2026 Guide)

9 min read

A full house refurbishment in London in 2026 typically costs between £800 and £3,500 per square metre, depending on specification, structural scope and borough. For a typical 120 sqm London terrace, that spans roughly £96,000 for a light cosmetic refresh to £330,000 or more for a premium, structurally led renovation. This guide breaks down the real cost drivers, so you can budget with confidence before you request quotes.

How much does house refurbishment cost in London in 2026?

Refurbishment cost in London falls into three broad specification tiers. A light refresh, covering redecoration, new flooring and minor repairs without moving walls or replacing services, typically runs £800 to £1,200 per square metre. A mid-range refurbishment, which usually includes a new kitchen, a new bathroom, a full rewire and some replastering, runs £1,200 to £1,800 per square metre. A premium refurbishment, involving structural alterations, full mechanical and electrical replacement, and a high-specification finish, runs £2,000 to £2,800 or more per square metre.

These figures are general London market guidance rather than a fixed Lian Construction quote. Every property differs in layout, existing condition and access, and the only reliable way to price a specific refurbishment is a site survey. The table below sets out the three tiers alongside an indicative total for a typical 120 sqm London terrace, so the per-square-metre figures are easier to translate into a real project budget.

London house refurbishment cost by specification tier (2026 guide)
ItemTypical rangeNotes
Light refresh (decoration, flooring, minor repairs)£800–£1,200/sqm~£96,000–£144,000 for a 120 sqm terrace
Mid-range refurbishment (new kitchen, bathroom, rewire, replaster)£1,200–£1,800/sqm~£144,000–£216,000 for a 120 sqm terrace
Premium refurbishment (structural work, full M&E, high-spec finish)£2,000–£2,800+/sqm~£240,000–£336,000+ for a 120 sqm terrace

Figures are a typical London market range for guidance only, not a fixed Lian Construction quote. Request a free survey for pricing specific to your property.

Why inner London costs more than outer boroughs

Refurbishment in inner London boroughs such as Kensington and Chelsea, Westminster, Camden and Islington typically commands a 15 to 25 percent premium over outer boroughs such as Barking and Dagenham, Bexley or Havering. The gap is driven by site access, not just labour rates: narrow streets, permit-controlled parking, congestion charging and stricter waste and skip licensing all add cost and time to a project before a single wall comes down.

Period property density plays a role too. Inner London has a higher concentration of Victorian and Edwardian terraces and mansion blocks with solid walls, original lath-and-plaster ceilings and shared structures, which tend to need more careful, more expensive repair work than the cavity-wall stock common in outer boroughs. Our property refurbishment London team prices access and structure separately from finish specification, so you can see where the borough premium is actually coming from.

Where the refurbishment budget actually goes

Kitchens and bathrooms are the single biggest line items in most refurbishments, typically absorbing 30 to 40 percent of the total budget once you include units, worktops, tiling, sanitaryware and the plumbing and electrical work behind them. That is a useful benchmark when specification decisions start to drift: if the kitchen and bathroom allowance climbs much past 40 percent of the total, either the rest of the house is being under-specified or the budget needs revisiting.

The remainder splits across structural and building fabric work such as replastering, floor levelling and damp treatment, first and second fix electrics and plumbing, and decoration and finishing trades including tiling and painting. Structural alterations, if any walls are moving, sit outside this split and should be costed as a separate line, since they carry their own building control and, in some cases, party wall requirements.

A worked example: 120 sqm London terrace

Take a typical three-bedroom London terrace at 120 square metres. At light refresh specification, a full internal redecoration with new flooring throughout and minor repairs to plaster and joinery lands around £96,000 to £144,000. Move to mid-range, adding a new kitchen, a new bathroom, a full rewire and replastering where needed, and the same house runs £144,000 to £216,000. At premium specification, with structural alterations such as an open-plan kitchen-diner, full mechanical and electrical replacement and a high-end finish throughout, the same terrace runs £240,000 to £336,000 or more.

On top of any of these tiers, we recommend a contingency of 10 to 15 percent for period properties, higher than the 5 to 10 percent often quoted for newer stock. Solid-wall Victorian and Edwardian terraces regularly reveal damp, deteriorated timber or non-standard wiring once walls and floors are opened up, and a realistic contingency avoids the budget stalling mid-project when something is found behind a wall.

What pushes the cost up or down

Cost drivers that increase the budget

Structural work such as removing load-bearing walls, underpinning or forming steel beam openings adds cost quickly, both in the work itself and in the building control and, where relevant, party wall process around it. Poor existing condition, including damp, rot, dated single-phase electrics or a wholly outdated layout, adds repair cost before any of the visible refurbishment begins. Restricted access, no off-street parking, narrow Victorian stairwells or shared entrances in a converted building, also slows delivery and adds cost.

Ways to keep the budget under control

Keeping the existing layout and services largely in place, rather than moving kitchens, bathrooms or drainage to new locations, is the single biggest lever on cost. Phasing decoration-grade finishes such as flooring, sanitaryware and ironmongery separately from the structural and first-fix work also helps, since it lets you commit to a tighter specification once the harder-to-predict work is complete and actual costs are known.

Planning permission and building regulations for internal refurbishment

Most internal refurbishment work, including new kitchens, bathrooms, rewiring and replastering, does not need planning permission, since it does not alter the external appearance of the property. Planning permission is more likely to apply if the project extends the building, alters the roofline, or affects a listed building or a property in a conservation area, where even minor external changes can require consent.

Building regulations approval is a separate matter and applies more often than planning permission does. Structural work such as removing a wall, forming a new opening or altering floor joists needs building control sign-off, as does a full rewire, which should be certified under Part P, and most new bathroom installations, which need to meet current electrical safety zones around water. Our property repairs London team can flag which parts of a refurbishment scope will need building control involvement during the initial survey.

How long does a full refurbishment take?

Timeline scales with specification in a fairly predictable way. A light refresh covering redecoration, flooring and minor repairs typically takes two to four weeks. A mid-range refurbishment with a new kitchen, new bathroom, rewire and replastering usually runs eight to fourteen weeks, largely dictated by how many trades need to sequence through the property. A premium refurbishment involving structural alterations and a full mechanical and electrical strip-out can run sixteen to twenty-six weeks or more, particularly where steel beams, building control inspections or party wall agreements are on the critical path.

Adding contingency time alongside contingency budget is worth doing for the same reason: period properties reveal the unexpected once work starts, and a realistic programme accounts for that rather than assuming every wall behind the plaster matches the survey drawing.

Questions

Frequently asked questions

What is the average cost per square metre for a house refurbishment in London in 2026?

Across London in 2026, refurbishment typically costs £800 to £1,200 per square metre for a light refresh, £1,200 to £1,800 per square metre for a mid-range refurbishment with a new kitchen and bathroom, and £2,000 to £2,800 or more per square metre for a premium, structurally led renovation. These are general market ranges, and the right figure for your property depends on condition, layout and access.

Why is refurbishment more expensive in inner London boroughs?

Inner London boroughs such as Kensington and Chelsea, Westminster and Camden typically add 15 to 25 percent to refurbishment cost compared with outer boroughs, driven by restricted site access, permit parking, congestion charging, stricter skip and waste licensing, and a higher proportion of period properties needing more careful repair work.

How much of the budget should I set aside for the kitchen and bathroom?

Kitchens and bathrooms typically absorb 30 to 40 percent of a full refurbishment budget once units, tiling, sanitaryware and the plumbing and electrical work behind them are included. If this allowance grows much beyond 40 percent, it is worth revisiting the specification for the rest of the house.

Should I include a contingency in my refurbishment budget?

Yes. We recommend 10 to 15 percent contingency for period properties, higher than the 5 to 10 percent often suggested for newer builds, since Victorian and Edwardian terraces regularly reveal damp, deteriorated timber or outdated wiring once work starts.

How long does a full house refurbishment take in London?

A light refresh typically takes two to four weeks, a mid-range refurbishment with a new kitchen and bathroom runs eight to fourteen weeks, and a premium refurbishment involving structural work can take sixteen to twenty-six weeks or more.

Do I need planning permission or building regulations approval for a refurbishment?

Most internal refurbishment work does not need planning permission, since it does not change the exterior of the property. Building regulations approval applies more often, covering structural alterations, rewiring under Part P and new bathroom installations.

What is the most effective way to reduce refurbishment costs without cutting quality?

Keeping the existing kitchen, bathroom and drainage layout in place rather than relocating them is the single biggest lever on cost, since moving services adds both material and labour cost. Phasing decoration-grade choices separately from structural and first-fix work also helps protect the budget.

Can Lian Construction provide a fixed quote before work starts?

Yes. Lian Construction surveys the property first and provides a clear written scope and quote before work begins, so the figures in this guide can be replaced with a price specific to your project.

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